A cash advance, also known as a payday loan, is a small, short-term loan ranging from $50 to $605 offered by a payday lender, such as an A-1 Cash Advance. It is typically used until the next payday.

Payday loans help cover unexpected expenses that come up between paydays. A payday advance can solve temporary cash-flow problems without bouncing a check with another merchant or incurring late payment penalties from other creditors. A payday cash advance is often less expensive than many alternatives. Below are examples of costlier alternatives* to a typical 14-day cash advance payday loan of $100 with a $15 fee and an APR of 391%